Legal Notices and Licenses

Version: 1.0 Updated: November 25, 2025

1. Receipts for YNAB License

Copyright © 2025 eTurea. All rights reserved.

Receipts for YNAB is proprietary software owned by eTurea. The app is licensed to end users under the terms specified in our Terms of Service.

License Summary

Type: Proprietary Usage: Personal, non-commercial Distribution: Apple App Store only

No reverse engineering, modification, or redistribution is permitted.

2. Apple Frameworks and SDKs

Receipts for YNAB is built using Apple's iOS SDK and frameworks. All Apple frameworks are used under Apple's standard SDK license agreement.

SwiftUI

Copyright: © Apple Inc. License: Apple SDK License

User interface framework for building native iOS applications.

SwiftData

Copyright: © Apple Inc. License: Apple SDK License

Data persistence and modeling framework for local storage.

Vision Framework

Copyright: © Apple Inc. License: Apple SDK License

On-device OCR and document recognition. Features used:

  • RecognizeDocumentsRequest - Text recognition
  • DetectLensSmudgeRequest - Photo quality validation
  • CalculateImageAestheticsScoresRequest - Document detection

Foundation Models (Apple Intelligence)

Copyright: © Apple Inc. License: Apple SDK License

On-device AI for structured data extraction. Features used:

  • SystemLanguageModel - Natural language processing
  • @Generable protocol - Structured output generation
  • Tool calling for dynamic category retrieval

Requirements: iOS 26 (releasing Fall 2025)+, iPhone 15 Pro or newer for AI features; manual entry works on all iOS 26+ devices.

Other Apple Frameworks

Copyright: © Apple Inc. License: Apple SDK License
  • Combine - Reactive programming for authentication state
  • Security Framework - iOS Keychain for credential storage
  • UIKit - Camera, photo picker, and document scanner
  • App Intents - Siri and Shortcuts integration

Swift Programming Language

Copyright: © Apple Inc. and Swift project authors License: Apache License 2.0

Open source programming language. https://swift.org

Apple SDK License Agreement: https://developer.apple.com/support/terms/

3. Third-Party Services

YNAB API (You Need A Budget)

Provider: Steine LLC (YNAB) API Version: v1

Purpose: OAuth2 authentication, retrieving budget data, creating and updating transactions.

Authentication: OAuth2 with PKCE (Proof Key for Code Exchange)

Disclaimer: Receipts for YNAB is an independent application and is not affiliated with, endorsed by, or sponsored by YNAB or Steine LLC.

4. Open Source Components

Swift Standard Library

Copyright: © Apple Inc. and Swift project authors License: Apache License 2.0

Source Code: https://github.com/apple/swift

Note: Currently, Receipts for YNAB does not use any additional third-party open-source libraries beyond the Swift standard library and Apple frameworks. If dependencies are added in future versions, they will be listed here.

Apache License 2.0

The Swift programming language is licensed under the Apache License 2.0:

Apache License Version 2.0, January 2004 http://www.apache.org/licenses/ TERMS AND CONDITIONS FOR USE, REPRODUCTION, AND DISTRIBUTION 1. Definitions. "License" shall mean the terms and conditions for use, reproduction, and distribution as defined by Sections 1 through 9 of this document. "Licensor" shall mean the copyright owner or entity authorized by the copyright owner that is granting the License. "Legal Entity" shall mean the union of the acting entity and all other entities that control, are controlled by, or are under common control with that entity. "You" (or "Your") shall mean an individual or Legal Entity exercising permissions granted by this License. "Source" form shall mean the preferred form for making modifications, including but not limited to software source code, documentation source, and configuration files. "Object" form shall mean any form resulting from mechanical transformation or translation of a Source form. "Work" shall mean the work of authorship made available under the License. "Derivative Works" shall mean any work that is based on the Work. "Contribution" shall mean any work of authorship submitted to the Licensor. "Contributor" shall mean Licensor and any Legal Entity on behalf of whom a Contribution has been received by Licensor. 2. Grant of Copyright License. Subject to the terms of this License, each Contributor grants to You a perpetual, worldwide, non-exclusive, no-charge, royalty-free, irrevocable copyright license to reproduce, prepare Derivative Works of, publicly display, publicly perform, sublicense, and distribute the Work and such Derivative Works in Source or Object form. 3. Grant of Patent License. Subject to the terms of this License, each Contributor grants to You a perpetual, worldwide, non-exclusive, no-charge, royalty-free, irrevocable patent license to make, have made, use, offer to sell, sell, import, and otherwise transfer the Work. 4. Redistribution. You may reproduce and distribute copies of the Work provided that You meet the following conditions: give recipients a copy of this License; cause modified files to carry prominent notices; retain all copyright notices; include a NOTICE file if the Work includes one. 5. Submission of Contributions. Unless You explicitly state otherwise, any Contribution submitted for inclusion in the Work shall be under the terms of this License. 6. Trademarks. This License does not grant permission to use the trade names, trademarks, or product names of the Licensor. 7. Disclaimer of Warranty. The Work is provided on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND. 8. Limitation of Liability. In no event shall any Contributor be liable to You for damages. 9. Accepting Warranty or Additional Liability. You may choose to offer warranty or additional liability obligations. END OF TERMS AND CONDITIONS

5. Trademarks

Receipts for YNAB

"Receipts for YNAB" and the Receipts for YNAB logo are trademarks of eTurea. Unauthorized use is prohibited.

YNAB (You Need A Budget)

"YNAB", "You Need A Budget", and the YNAB logo are trademarks of Steine LLC. Used to identify integration with YNAB's budgeting service. Receipts for YNAB is not endorsed by or affiliated with YNAB.

Apple

"Apple", "iPhone", "iPad", "iOS", "App Store", "Face ID", "Touch ID", "Siri", "Shortcuts", "SwiftUI", "SwiftData", "Apple Intelligence", and related trademarks are trademarks of Apple Inc. Receipts for YNAB is not endorsed by or affiliated with Apple Inc.

6. Compliance

Receipts for YNAB complies with:

7. Contact Information

If you have questions about licenses, attributions, or legal notices, please contact us:

© 2025 eTurea. All rights reserved.

We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget are registered trademarks of YNAB.